Business Development Officer
What You'll Do
This position is responsible for originating loans consistent with the Company's credit policy; negotiating price and structure of new transactions within set limits; reviewing and approving all transactions before being report to Executive Management; initiating and maintaining relationships with referral sources and influence centers; assisting in the underwriting process of new client proposals from prospect to client funding; and seeking approval from Executive Management for new client transactions. This key position reports to the EVP/National Marketing Manager and has access to company financial, market, client, and personnel information; unauthorized release of information could result in customer and/or employee dissatisfaction, loss of customers and/or employees, financial loss to the Company, damage to Company reputation, and/or potential litigation against the Company.
-Market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Venture Capital firms, Financial firms, Business brokers, and National organizations.
-Visit prospective clients.
-Produce reports needed for new prospects and attends regularly scheduled meetings.
-Other duties as assigned.
Who You Are
-Bachelor's Degree or equivalent work experience
-3 years credit experience with 3 years sales experience in a banking, finance or asset based lending environment
In this Role, You will Need
-Demonstrates knowledge and experience in the use of marketing tools and methods, including mailings, telemarketing, and other forms of customer outreach
-Proven ability to make independent and sound judgments and decisions and have an understanding of how decisions affect business lines and the organization as a whole
-Demonstrates ability to read and interpret financial and budgetary documents
-Demonstrates strong verbal and written communication skills
-Demonstrates savvy use of tact and diplomacy when dealing with personnel and clients
-Demonstrates strong analytical and organizational skills
-Demonstrates ability to handle attention to detail and to handle frequent interruptions, balancing several on-going tasks, and working in a fast-paced environment (mental concentration)
-Demonstrates ability to be flexible and adapt to change in the workplace
-Demonstrates ability to work independently or in a team environment
-Demonstrates ability to meet firm timelines and work under pressure
-Demonstrates high self-motivation and sense of urgency
-Demonstrates intermediate to advanced skills in Microsoft Excel and Word
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